Hollywood and Newcomers: How to Avoid Debt |
Hollywood and Newcomers: How to Avoid Debt
Are you interested in moving to Hollywood? If so, chances are you dream of becoming a big star. Whether you want to be in front of the camera or behind it, you may be in for a struggle. Yes, it is more than possible for you to make a living working in Hollywood, but most hopefuls find breaking into the business to be stressful, especially where finances are concerned. So, how you can make it big in Hollywood while avoiding debt in the process?
If you are planning to move to Hollywood or the surrounding area, do the research first. Regardless of where you are coming from, you will likely find the cost of living to be much higher. Even if you don't plan to relocate for a few months, look for apartments. Examine their mostly rental costs. Start saving. Do not just hop in your car and drive to Hollywood on a whim. It is a mistake that you may regret for years to come. You will be better off financially, physically, and emotionally if you have a set plan in place.
If you are already living in or around Hollywood, but looking to break into acting, directing, or screenwriting, do not quit your day job, at least right away. In fact, use this time to your advantage. Continue working. Save as much money as you can. You may hit a break and find a job in less than a week, but some hopeful Hollywood stars wait a year or more to get theirs.
As previously stated, you will want to continue working if you already have a job. When you have about four months of expenses saved, consider focusing more on your Hollywood plan. Try reducing your hours at work. If you cannot, find a part-time job. Many hopeful actors and actresses find themselves waiting tables, as the hours are flexible and the tips are good. In your spare time, start perfecting your trade. If you are a writer, start working on your next project or take a professional screenwriting course. If you are hopeful actor, take an acting class, examine agents, or show up for open casting calls.
In terms of finances, remember that a job in Hollywood can last years or only just a few days. This is particularly the case with television shows, as not all networks renew them for more seasons. That is why having extra finances saved is recommended. It can help you during a dry spell. There are also other steps that you can take to avoid debt while trying to turn your Hollywood dream into a reality.
For example, do you live alone? If so, can you find a roommate? If you are only living in a small one bedroom or studio apartment, would it be cheaper to move into a larger apartment with a roommate? You can share the expenses.
If you land a short-term Hollywood job or find your position terminated, keep looking for more jobs in Hollywood, but remember the importance of avoiding debt. Return to work, even if it is just part-time. This will help you pay the bills. You don't have to work in retail stores or restaurants forever. At the same time, you can keep your dream alive by staying in constant contact with your agent or by attending open casting calls.
Another step you will want to take involves reducing your expenses. This can be hard when it seems like you are surrounded by those who have it all and only the best. Reducing your expenses, as hard as it may be, can help you keep your apartment or home. When auditioning or interviewing for jobs, most will remember the fact that you are living out of your car more than the fact that you MAY have been wearing secondhand clothes.
As a recap, if you want to make it big in Hollywood, good for you. On that same note, achieving your dream shouldn't come at the expense of your credit score.
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