Government Grants for Education
 
Government Grants for Education

If you are a parent, college is likely a concern of yours. Right now, the economy is in trouble. Many Americans are losing their jobs, losing their homes, and falling behind on other bills. If you are one of those Americans, you may wonder how you can make it through the month, let alone send your child to college. Luckily, as a parent, there is a lot of financial assistance available for you and your soon-to-be college student. In fact, three government grants can help you afford the cost of an expensive college education. What are they?

1 - The Federal Pell Grant

The Federal Pell Grant is a well-known government grant. In fact, you may have heard of it before. If your child hasn't already, their high school guidance counselor will soon mention it. Qualifying students are classified as low-income students. A special formula, know as the estimated family contribution, is used to determine eligibility. For independent students, this considers their income and assets. For dependent students, their parent's income and assets, as well as family and household size are taken into consideration.

In 2008, the maximum amount awarded for a Federal Pell Grant was $4,731. Not all students receive this amount. Should your child qualify for this grant, their enrollment status and cost of education will be considered. Both part-time and full-time students at participating colleges qualify for assistance. Although $4,000 is not enough to cover a full year at most colleges, it will significantly lower the cost.

It is easy for students to apply for the Federal Pell Grant. In fact, the form used is called the Free Application for Federal Student Aid (FAFSA). In many cases, this application not only makes students eligible for federal grants, but state grants and financial aid too.

2 - The Academic Competitiveness Grant (ACG)

This government grant for education is a little known secret. It is unheard of by many parents and students. It was added in 2006 as part of the Higher Education Reconciliation Act. This grant is for first and second year undergraduate students. First year students are eligible to receive up to $750 and second year students are eligible to receive up to $1,300.

As with the Federal Pell Grant, not everyone qualifies for the ACG. Students must be undergraduates, be United States citizens, qualify for the Federal Pell Grant, have completed a strong high school program of study, and must have at least a 3.0 GPA for the academic year.

Students can use the FAFSA application to determine eligibility and get the process started.

3 - The National Science and Mathematics Access to Retain Talent Grant

This grant is also a little known secret. It was also added due to the 2005 Higher Education Reconciliation Act. Otherwise known as the National SMART Grant, it is designed for third, forth, and fifth year undergraduate students. Students are eligible to receive up to $4,000 a year.

To qualify for this grant, students must be United States citizens, be eligible for the Federal Pell Grant, and have at least a 3.0 GPA for the year. Most importantly, part-time or full-time enrollment is required for a major program in life or computer sciences, technology, critical foreign language, mathematics, or physical.

The official FAFSA website encourages interested students to speak to financial aid officers at school for information regarding this grant, including an application.

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Articles
5 Easy Ways to Avoid Government Grant Scams

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Help Send Your Child to College with a Federal Pell Grant

How to Find and Choose a Grant Proposal Writer

How to Find Information on Government Grants

How to Get Government Grant Money

Starting a Small Business: Your Financing Options

How to Talk to Local Non-Profit Organizations About Government Grants

Tips for Hiring a Grant Writer

What You Need to Know About Government Grant Scams

Who Qualifies for Government Grants

 

Disclaimer: The Publisher has strived to be as accurate and complete as possible in the creation of this website, notwithstanding the fact that he does not warrant or represent at any time that the contents within are accurate due to the rapidly changing nature of the Internet.

This site is a common sense guide to Government Grants for Education. In practical advice websites, like anything else in life, there are no guarantees of income made. Readers are cautioned to reply on their own judgment about their individual circumstances to act accordingly.

This site is not intended for use as a source of legal, business, accounting or financial advice. All readers are advised to seek services of competent professionals in legal, business, accounting, and finance field.

Any perceived slights of specific people or organizations are unintentional.

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